ITR Filing for AY 2025-26: File Income Tax Return on Mobile
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ITR Filing for AY 2025-26: A Handy Mobile Guide
Filing your Income Tax Return (ITR) for Assessment Year (AY) 2025-26—covering income earned in Financial Year (FY) 2024-25—has become significantly easier thanks to mobile apps. Whether you're salaried, a pensioner, or have modest income sources, here’s everything you need to know to file using your phone.
Why It Matters & Deadlines to Keep in Mind
Filing your ITR is not just a legal obligation but also brings tangible benefits:
- Claims and refunds: You can claim deductions, tax refunds, and carry forward losses only if you file by due date.
- Legal compliance: Protect yourself from notices or penalties.
- Proof of income: It’s required for loans, visas, and other financial needs.
The deadline for most individuals has been extended to September 15, 2025.
Filing Modes: Mobile Apps vs. Web vs. Offline
1. Official Mobile Apps
- AIS for Taxpayer and Income Tax Department app are the official apps—available on Android and iOS—for seamless filing.
- These apps enable login via PAN, Aadhaar, or user ID/password and use multi-factor authentication for added security.
- They auto-fill data using AIS (Annual Information Statement) and TIS (Taxpayer Information Summary), reducing manual entry.
- These apps guide you to choose the correct ITR form based on your income type.
2. Third-Party Mobile Apps
- Platforms like ClearTax, TaxBuddy, and MyITReturn offer mobile-friendly ITR filing, often with extra features like deduction guidance, audits, and customer support.
- ClearTax: DIY filing, fast and secure, with auto filling from Form 26AS, and e-verification via Aadhaar OTP or net banking.
- TaxBuddy: AI-powered platform offering expert-assisted filing, reminders, and full support—secure and fast.
- MyITReturn: Filings available in multiple Indian languages via their app.
3. Web Portal & Offline Utilities
- You can also use the Income Tax e-Filing portal (via browser) or downloadable utilities (Excel/JSON).
- The portal supports ITR-1, ITR-4, and now ITR-2 too.
- Offline utilities like Excel or JSON are available for forms ITR-1 to ITR-4.
Quick Mobile Filing: Step-by-Step via Official App
Here's how to use the Income Tax Department’s mobile app to file your ITR swiftly:
- Download & Install: Get the “AIS for Taxpayer” or “Income Tax Department” app from the Play Store or App Store.
- Log In: Use PAN, Aadhaar, or registered credentials; you’ll likely receive an OTP for authentication.
- Check Pre-Filled Data: The app shows AIS and TIS—information already shared by employers, banks, etc.—saving you effort.
- Pick the Right ITR Form:
- ITR-1 (Sahaj): For salary, one house property, interest, and long-term capital gains up to ₹1.25 lakh.
- ITR-4: For presumptive business income (Sections 44AD/ADA/AE) and simple income.
- ITR-2: Now also available online (since July 18) including auto-filled data; for capital gains, crypto, multiple properties, foreign income.
- Review Income & Deductions:
- Confirm salary, house property, capital gains, other income.
- Claim deductions (remember: new tax regime is default; Chapter VI-A deductions like 80CCD(2) or 80CCH visible if eligible).
- Tax Paid & Liability: Check TDS, TCS, advance tax, compute liability.
- Submit & E-Verify: Submit your return, e-verify via Aadhaar OTP/net banking/other methods. You’ll get an acknowledgement ID and SMS/email confirmation.
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